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You can get an Arizona car insurance quote that will make you drop your jaw in utter disbelief especially if you never took the time to do the right things first before you bought your present policy. Here are a few simple things that will result in a dramatically lowered quote. 1. This first one is particularly true if you have an old car (not a classic). Drop comprehensive and collision policies if your car is old. They are merely a big waste of money. The simple reason is that if you make a claim on an old car you'll be paid the Kelley Blue Book value at the time and not the replacement cost. Now if you add the deductible you'll be asked to pay first, you'll see that it makes absolutely no sense to get those two (This assumes that your car isn't too old to be worth zero by Kelley Blue Book). 2. Adjust your deductible to as high an amount as you can produce with relative ease. The higher you raise your deductible, the lower the amount you'll get for your Arizona auto insurance quote. 3. Don't forget to ask your agent for a loyalty discount once you've stayed with a particular insurer for up to three years. If they refuse to give you a discount, tell them you'll look elsewhere. Try that and see if they won't change their tone. Believe me when I say that competition in the auto insurance industry is quite stiff. So you'll do well to use it to your advantage. 4. Did you get quotes from up to five or more reputable quotes sites when you bought your present policy? If you didn't then you're in for a big surprise... Get and compare quotes from five or more reputable quotes sites. Even if you did this when you bought your policy, try doing this again but visit different quotes site. You'll almost always see an offer that will be less than what you're paying currently. What do you lose. These quotes are free and take less than five minutes per site.
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